Get Help from a Free Concierge
after being laid off
Health insurance, unemployment, severance, and your old 401(k). A real person on our team fills out the forms, tracks every date, and follows up with HR, so you don't miss a benefit you're owed.
A real person, not a chatbotFree, start to finishNo Social Security number, no bank logins
Just Laid Off
Get every deadline for your first 60 days, in order
Health Insurance
Compare COBRA and marketplace costs before coverage ends
Severance
Check your severance agreement before you sign
Unemployment
File for unemployment on time, even with severance
Old 401(k)
See what leaving, moving, or cashing out really costs
Bills & Debt
Lower your payments and find hardship help between jobs
Leave with every benefit.
LayoffGuide.com is your personal concierge. We track your health insurance, unemployment, severance, and old 401(k) in one plan, so you won't have to worry about missing an important deadline again.
Save hours of hold music.
Losing a job is one of the most stressful things that can happen to you. That's why your concierge handles the forms, phone calls, and HR follow-ups, saving hours you'd spend chasing answers.
Get a real person on your side.
Not a chatbot. A professional concierge who knows COBRA, unemployment, and 401(k) paperwork, and stays with you until your last deadline passes.
How it works
Layoff paperwork, made easy.
- 1
Tell us what happened.
Answer a few quick questions about your last day, your benefits, and what's worrying you, like “my COBRA notice hasn’t come.”
- 2
We build your personalized plan.
From your answers, we map every deadline and benefit you qualify for, in order. Then a professional concierge reaches out to walk you through it.
- 3
Your concierge takes it from there.
We know the weeks after a layoff are hectic. That's why your concierge fills out your unemployment and COBRA forms, chases HR for late pay, and reminds you before every deadline.
What Your Professional Concierge Handles
Every layoff deadline
COBRA, unemployment, severance, and 401(k) dates in one plan.
Your options, compared
COBRA vs. the marketplace, sign vs. negotiate, with real costs.
Paperwork, done with you
Unemployment claims, COBRA elections, and old 401(k) forms.
HR follow-up
We chase late final pay, severance, and COBRA notices.
What Your Concierge Won't Do
Give legal, tax, or investment advice
We're not lawyers, accountants, or financial advisers. We explain your options in plain English and handle the paperwork. When a decision needs a licensed pro, we connect you with free or low-cost help first, like legal aid or a nonprofit credit counselor.
Get paid on what you choose
Our founder funds LayoffGuide.com. No bank, insurer, or investment company pays us, and we take no commissions or referral fees. We show you every option, including ones like leaving your 401(k) where it is, and you choose.
Ask for your sensitive logins
We don't need your Social Security number, bank passwords, or account logins to help you. If a form asks for them, you fill in those fields yourself.
Sell your information
We don't sell or share what you tell us with lenders, debt companies, or anyone else. It's used only to help you, and we delete it when you ask.
Free Guides for Your Layoff Questions
Just Laid Off
Just laid off? What to do in the first 60 days, in order
Most of the deadlines that cost real money land in the first 60 days.
4 min read
Health Insurance
Health insurance after a layoff: COBRA vs. the marketplace vs. Medicaid
You have 60 days after losing job-based coverage to pick COBRA or a marketplace plan.
5 min read
Severance
Before you sign a severance agreement: What you get and what you give up
If you're 40 or older, federal law gives you at least 21 days to decide (45 in a group layoff) and 7 days to take it back.
5 min read
Layoff Help FAQs
Is the layoff concierge really free?+
Yes. You pay nothing. Our founder funds LayoffGuide.com as a way to give back, and no company pays us for sending you their way.
Will I talk to a real person?+
Yes. A real person reads your request and replies within one business day.
Is this an app I have to download?+
No! There's nothing to download. Fill out a short form on this site, and your concierge follows up by email.
When will I hear from my concierge?+
Within one business day of sending your form.
What if I have a question along the way?+
Just reply to any email from your concierge. A real person answers.
Can I get unemployment if I got severance?+
In most states, yes. Severance can delay benefits in some states, so file right away and let the state decide.
How long do I have to sign up for COBRA?+
60 days from your COBRA notice or the day your coverage ends, whichever is later. Coverage reaches back to that day once you pay.
Are you lawyers or financial advisers?+
No. We handle deadlines and paperwork, and connect you with licensed pros for legal, tax, or investment decisions.
What happens after I send the form?+
We email you within one business day with your deadlines and next steps.
How do I delete my information?+
Reply to any email from us, and we'll delete your request and contact details.
Let's get your layoff handled.
Tell us what happened. A real person replies within one business day.
Get Free Help